October 13, 2021 - Roofing by Hernandez

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Roofing By Hernandez October 13, 2021

Insurance Claim Roofing: Meeting with the Insurance Adjuster

As the #1 insurance claim roofing contractor for both residential and commercial customers across Chicagoland, the team at Roofing by Hernandez is dedicated to making the insurance claim roofing process as clear and unintimidating as possible for all those who have to face it at their home or business. In our efforts to make it more transparent, we felt it was important to walk you through some tips you can use when you meet with your insurance adjuster. Of course, we recommend that you call Roofing by Hernandez just as soon as you call your insurer – if not before – but we want to help you take on the adjuster on your own terms – whether we’re there with you or not.

Here Are 7 Tips For A Productive Roofing Claim Insurance Adjuster Visit!

Why will it help a home or business owner to know what to expect or how to deal with an insurance adjuster? What can the licensed, insured and highly experienced roofing professionals tell customers to make the process easier, smoother or more productive? Quite a lot, actually, so let’s get right to it and start sharing seven tips to get you through the process successfully.

Tip #1: Don’t Be Late For The Meeting – You Scheduled It!

We know this should be an obvious thing to most adults but we also know that things can crop up at the worst possible time. That’s why we offer 24/7 emergency roofing after all. But when it comes to your insurance adjuster meeting we recommend moving heaven and earth to be there on time and ready to go through the process. We also recommend calling Roofing by Hernandez at (312) 439-0556 so that we can be there with you at the appropriate time. That way you’ve got pros on your side fighting for your interests throughout the process.

Tip #2: Play An Active Role In The Insurance Adjuster Process

While we do recommend that you have our roofing professionals – the best insurance roofing claim team in Chicago – with you when you meet with the adjuster, it is vital that you stay involved in the process so that you never feel lost or out of the loop while the process is ongoing. We know that it’s easy to check out of something that can be, let’s face it, boring to the layperson but remember that it’s your home or business at stake and stay connected to what’s happening at all times. That ensures you never have a regret about the process once it’s too late to do anything about it.

Tip #3: Gather Every Bit Of Evidence You Can Lay Your Hands On

One of the most important reasons to call Roofing by Hernandez before you meet with your adjuster – aside from getting the temporary repairs you need to protect your home or business throughout the insurance claim roofing process – is to document all of the damages your roof has sustained. This is evidence you’ll use to prove the seriousness of your claim and the need for a specific settlement amount to cover the necessary work to make your property whole again. Again, the adjuster works for the insurance company ands they’re out to make a profit for their shareholders. That means you need all the evidence you can gather to get exactly what you need in terms of an insurance claim roof repair or insurance claim roof replacement.

Tip #4: Create A Damage Checklist To Go With Photographic Evidence

Once you’ve taken photographs, or better yet – let the licensed and insured pros from Roofing by Hernandez inspect the roof and its components, you’ll want to create an in-depth checklist that covers all of the damages uncovered by you or the team you’re trusting to help you. At Roofing by Hernandez, we have a custom checklist already created that we know meets with the approval of most insurance companies in Chicago so you’re best bet is to simply call (312) 439-0556 and let our team compile the checklist for you.

Tip #5: Be Prepared For A Lengthy Insurance Adjuster Visit

We’re not going to sugarcoat this for you – an adjuster visit can take some time to complete. The normal time for this type of endeavor can stretch from two hours to four and it all depends on the severity of the damage and the prep work you took care of before the insurance adjuster arrived to look over your roof. This is also why we believe having our team onsite with you during the adjuster visit is so important. We can literally save you time by guiding the adjuster to the issues and focusing their attention on the areas we already identified as the problems to address. We’re the roofing experts and the adjuster can use all the help they can get to get it right.

Tip #6: Be Polite, Be Agreeable, Be Firm. Don’t Be Combative

No matter how the adjuster appears to you, no matter how rude they seem it will do you no favors to be combative with them. They’re people too and if you push them hard enough they might make it difficult for you to get the claim amount you require to set your home or business roof back to rights. You don’t have to take abuse or anything along those lines but treat them with respect. You can be firm and stand your ground if you believe you have to but don’t start an argument that you can’t win – especially when the adjuster is the one holding the keys to your roofing insurance claim. Better yet, just avoid the possibility of things going sour by having Roofing by Hernandez onsite to deal with them for you.

Tip #7: Be Honest & Forthright With Your Insurance Adjuster

We know that 99.9% of people are honest when they deal with companies but sometimes it can be enticing to try to add pre-existing issues with your roofing to your insurance claim in the hopes that the insurance company will just pay it without blinking. But we remind you that while it may seem like a good idea it’s actually against the law to defraud the insurance company during a claim so think about that carefully when you file your claim with your particular insurance provider. We stress it’s never worth it to try to game the system so play it safe and call Roofing by Hernandez to help you make the most of a bad situation!

Need Experts On Your Side When Filing A Roofing Insurance Claim?

Roofing by Hernandez is the top-rated insurance claim roofing contractor in Chicagoland offering world-class service to both residential and commercial customers – any insurance provider, any kind of damage. You can get an absolutely free consultation along with all the answers and information you’ll need to make a successful insurance claim with no obligation or pressure. Just pick up the phone and call (312) 439-0556 or submit a contact form to get started!

What To Do When You Have A Roofing Insurance Claim

If you’re a homeowner or commercial property owner in the Chicagoland area with a roofing issue you believe to be covered by your insurance policy then what do you do? What steps do you have to take to get the insurance claim roofing you need – and the money to pay for it – in a timely manner? With so many questions, you need expert assistance right away and you can get it from the licensed, insured and experienced insurance claim roofing professionals from Roofing by Hernandez. Our expert team has decades of experience helping property owners just like you get the insurance claim roofing services they need so you can count on us for the right information and recommendations all year round.

Speaking of information, let’s talk about what you’ll need to do when you believe you have a roofing insurance claim. As the process is pretty similar across Chicago-area insurance companies, we thought it would be a good idea to provide a layout of what you should do in order after you discover your roofing issue. Think of these as best practices you can follow to make the best of a bad situation. After all, no one wants to deal with an insurance claim but it’s easier when you work with Roofing by Hernandez from start to finish.

Best Practices To Follow When Making A Roofing Insurance Claim

Okay, let’s run through exactly what a home or business owner should do when they believe they have a legitimate roofing claim to pursue with their insurance carrier. As stated previously, there may be slight discrepancies in your insurance company’s processes or timelines but if you follow these recommendations you should make short work of the process and get the settlement check to get the necessary roof repair or replacement you need. You can always call Roofing by Hernandez at (312) 439-0556 and let us help you with everything – including paperwork and meeting with the adjuster!

Now back to the best practices to follow that we promised when filing a roofing insurance claim with your insurance company. While not all you need to consider, these should help you avoid the pitfalls common to the claims process. These best practices include:

You Need To Get In Touch With Your Insurer As Soon As Possible

Roofing issues that require claims can run the gamut – from simple roof repairs to full-blown roof replacement. In some of these circumstances, your residential or commercial property may not be safe so you may have to evacuate. So getting in touch with your insurance company as soon as it’s safely possible to do so is vital to getting the process started. You can make contact with them in whatever way is convenient for you but make contact nonetheless as quickly as you can. They’ll ask you to provide your name, your policy number, the location of the claim, your contact information and a secondary contact in case they can’t reach you. Have all this available so you’re not at a loss when they ask you for answers.

You can also call on Roofing by Hernandez when you’ve touched base with your insurer or even before if you want our help to ensure your safety or security prior to the insurance company coming through for you. Oftentimes we’re actually faster than they are to respond to our insurance claim roofing customers and we never leave them in a compromising position.

Have Temporary Repairs Performed By Roofing By Hernandez Pros

Having contacted your insurance company – and hopefully Roofing by Hernandez as well – you’ll want to schedule the adjuster visit for as soon as humanly possible. The fact is that the longer it takes for that step to be completed the longer you’ll be waiting for the check to pay for your insurance claim roofing project. And you don’t want to be kept waiting. Try to ensure they come out to your property immediately and barring that soon after. In the interim, you’ll want Roofing by Hernandez there to perform any necessary short-term repairs so your home or business doesn’t suffer further damage.

It’s important to note that many times insurance companies will expect the customer to pay for the temporary repairs and be reimbursed through the claims process. That means you need to save every receipt and invoice attached to that work for when it’s time for the insurance company to pay the bills.

Don’t Forget To Fill Out Roofing Insurance Claim Forms Right Away

One of the most important best practices to follow when filing an insurance claim about your roof is being quick with forms. There’s nothing worse than delays when you’re trying to get your residential or commercial roofing claim paid out and nothing causes more delays in Chicagoland than missed or incomplete paperwork. Our best advice – well, aside from just calling our insurance claim roofing team and letting them help you ensure every single form is filled out to the letter – is to never put off a single form for any reason whatsoever. Treat them like the deed to your property and give them your full attention from the moment you receive them to the moment you turn them in.

You’re not alone when it comes to insurance claim roofing forms. With decades of experience working with every major insurance carrier in Chicagoland, Roofing by Hernandez pros are ready, willing and able to walk you through all the forms your particular insurer will expect and how best to complete them!

Photographic Evidence Is A Key Element In Insurance Roofing Claims

As we discussed above, you’re going to want to have a licensed, reputable roofing contractor on your side during the insurance claim roofing process – for an abundance of reasons. None more important than our help with temporary repairs you’ll need to secure your home or business roofing until the adjuster arrives and the claim is processed. But it’s extremely important that whoever helps you with your temporary repairs takes enough photographic evidence of the problems to convince the insurance adjuster of the seriousness of your claim. Document everything, be redundant, be thorough because it could mean the difference in what you need and what they decide to give you.

Roofing by Hernandez can help you with this best practice as we have the experience to know what to look for, the technology to capture the right imagers and the reputation that gives the adjuster firm belief in what we present. That’s why we’re the #1 insurance claim roofing contractor in all Chicagoland!

Sometimes The First Insurance Check Isn’t For The Full Claim Amount

The final insurance claim roofing best practice we want to discuss is less a best practice and more a forewarning. You see many insurance companies have a two-step or three-step payment process when it comes to roofing claims. In that approach, the first check you receive is what’s considered an “advance” on your claim. This can be used to start repairs or replacement and does not represent all the monies you’ll receive for your roofing needs. We like to warn customers about this because it can be quite a shock to expect a sizable check and not receive that in the mail. Don’t worry, you’ll get the full claim amount in a second or third payment and your roofing company – Roofing by Hernandez – understands how the process works.

One more thing about this – sometimes the insurance adjuster may try to give you a settlement onsite without any processing. While this may seem like a good plan it can backfire if more damage is discovered after they leave because you may have to reopen the original claim at a later date and that’s never an enjoyable experience for property owners.

Remember You’re Not Alone When You Have A Roofing Insurance Claim!

Get the absolute best insurance claim roofing services available in Chicagoland from a five-star rated roofing contractors – Roofing by Hernandez. With the experience and expertise to help you get through the roofing claims process without headaches or regrets, we’re the right team for all your insurance claim roofing needs and we’ll be there for you from the first call you make to (312) 439-0556 to the final inspection of your finished roof repair or replacement. Don’t delay – follow our best practices and make the call today!

We Offer Insurance Claim Roofing In All These Communities:

Chicago Insurance Claim Roofing Process: Step-By-Step

At Roofing by Hernandez, we understand that no one ever wants to have to file a claim on their insurance – no matter what the reason. Every Chicago-area homeowner or business owner has heard a horror story about trying to get their roofing insurance claim filed and processed in a timely manner. And no matter what insurer you work with, you’re bound to experience bumps along the way to a successful roofing insurance claim – that is unless you decide to go with Roofing by Hernandez from the very start. We can help you avoid the insurance claim pitfalls and get your claim approved faster than if you go it alone. Plus, we make sure your property doesn’t suffer any further damage as the process plays out!

To make it as easy as possible for residential and commercial customers with roofing insurance claims to get the help they need from the best insurance claim roofing team in the business, and to ensure that anyone who calls us for insurance claim roofing assistance understands our process, we’ve laid out what you can expect when you call our team in 6 easy steps.

Step #1: Reach Out To Roofing By Hernandez

Of course, the very first step in our process is the call or contact form from a customer. Whether residential or commercial, the process is exactly the same so it doesn’t matter what type of property it happens to be. This is where we discuss with the customer what’s happened, find the best time for a visit from our team and answer any and all questions they may have about our pricing, our reputation, our status in the industry, our licensing and insurance policies and more.

Step #2: Our Team Arrives For A Roof Inspection

Before we do anything else, we have to find out exactly what we’re dealing with when it comes to your roofing and that requires a thorough roof inspection. Our highly skilled team will first talk with you about what they’re going to do and answer whatever questions you may have about the roof inspection process. Then they’ll get up on the roof and take a detailed look at the damage in order to compile the facts for both your insurance adjuster and our insurance claim roof repair and replacement team. In short, this is where we start to build our fact-based presentation for the insurance company and their adjuster.

Step #3: Short-Term Repairs To Stem Any Damage

The absolute worst part of a roof insurance claim – whether it’s a residential or commercial insurance policy – is the time it takes the insurer to handle what they have to in order to pay the claim. While this is dragging on home or business owners still have a damaged roof that needs to be addressed to make it through the process without further damage. Roofing by Hernandez will take care of these preliminary repairs and keep the receipts so that they can be shared with the insurance company as part of the claim. The home or business owner will have to pay for this work before the claim is paid in most cases but Roofing by Hernandez can help with affordable temporary insurance claim roof repair services.

Step #4: It’s Now Time To File Your Insurance Claim

Okay, the Roofing by Hernandez insurance claim roofing team has visited the customer’s residential or commercial property and performed an in-depth roof inspection to identify all the problems the insurance claim will have to address. The roofing team has performed any necessary roof repairs to tide the customer over as the roofing claims process is underway. Now it’s time to use the inspection report we provide to file the claim with the customer’s insurance company. That begins by calling or filing the claim online and we’ll be there throughout to offer assistance, photographic evidence and statements of fact to the insurance company when required. This is also when the insurance company will schedule the visit from the insurance adjuster and Roofing by Hernandez will be there too to walk them through what we uncovered.

Step #5: Our Team Provides An Estimate To Release Claim

Once the insurance roofing claim team has met with thew adjuster to explain our findings, the insurance company will want an estimate for the recommended solution from a licensed roofing contractor and since Roofing by Hernandez is already on the case we’ll take care of this step in the process for our customer. All they have to do is accept the funds from their insurer and await the best results in Chicago insurance claim roofing from Roofing by Hernandez. Remember, if you have a mortgage then your lender will have to endorse the claim check before it can be used to pay for the insurance claim roof repair or replacement from Roofing by Hernandez.

Step #6: We Take Care Of All The Insurance Claim Roofing Work

The final step in our insurance claim roofing process is the labor involved in delivering the world-class roof repair or replacement that our residential or commercial customer requires. Our fully licensed and insured team will set to work immediately and go the extra mile to see you satisfied after the experience you’ve been through. After all, we’ve been there with you from day one and we know what you’ve had to do to get the claim approved by your insurance provider. The least we can do is provide you with the finest roofing services available in Chicagoland using the best products and materials in the industry!

Call To Get The Best Insurance Claim Roofing Services In Chicagoland!

No other roofing contractor in the Chicago area can match what we offer when it comes to residential and commercial insurance claim roofing services – no matter how hard you look. Our 6-step process delivers results without the stress you might expect when dealing with your insurance company and the initial consultations are free of charge so there’s no reason not to make the call to (312) 439-0556 today. Can’t make the call but still want answers or assistance? Just submit a contact form, and we’ll provide whatever you need as fast as we can. That’s what you get when you work with the best in the business and when it comes to insurance claim roofing that means only one team – Roofing by Hernandez!

We Offer Insurance Claim Roofing In These Communities:

Day: October 13, 2021